Best-in-class spend control: custom card-level limits, department budgets, and instant card freezing. Trusted by over 60,000 businesses across Europe.
Visit Soldo →A solid mid-market spend management platform with strong visibility and approval workflows. Best for companies that have outgrown Pleo but aren\u2019t ready for enterprise pricing.
Visit Spendesk →Soldo: Best if you want rule-based card limits and a genuinely free plan to start controlling spend today.
Spendesk: Best if configurable approval chains and pre-purchase visibility into requested spend matter more than card-level rules.
| Feature | Soldo | Spendesk |
|---|---|---|
| Starting price | Free plan | Custom pricing |
| Free plan | Yes | No |
| Physical cards | Yes | Yes |
| Virtual cards | Yes | Yes |
| Invoice management | No | Basic |
| Reimbursements | Yes | Yes |
| Accounting sync | Yes | Yes |
| Best for | Tight department spend control | Mid-market finance visibility |
Soldo and Spendesk both aim at spend control, from different angles. Soldo enforces limits at the card level, so what a card can do is set in advance and overspending is prevented rather than caught after the fact, and it's usable on a free plan. Spendesk works earlier in the process, structuring who can request spend and how it gets approved, with more configurable workflows than Soldo offers, but no free tier and a sales-led signup. Teams that want simple, rule-based card control lean Soldo. Teams built around a formal approval chain before money moves lean Spendesk.
See the full comparison table with all five platforms side by side.